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coinsurance clause
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Sujet: coinsurance clause (Lu 21 fois)
Skicanach
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coinsurance clause
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Avril 30, 2013, 07:36:01 »
Attained Age - Insured's age at a particular time. For example, many term life insurance policies allow an insured to convert to permanent insurance without a physical examination at the insured's then attained age. Upon conversion, the premium usually rises substantially to reflect the insured's age and diminished life expectancy. Insurance Adjuster - A representative of the insurer who seeks to determine the extent of the insurer's liability for loss when a claim is submitted. Independent insurance adjusters are hired by insurance companies on an "as needed" basis and might work for several insurance companies at the same time. Independent adjusters charge insurance companies both by the hour and by miles traveled. Public adjusters work for the insured in the settlement of claims and receive a percentage of the claim as their fee. A.M. Best's Directory of Recommended Insurance Attorneys and Adjusters lists independent adjusters only.
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Automatic premium loan. A provision in a life insurance policy that any premium not paid by the end of the grace period (usually 31 days) is automatically paid by a policy loan if there is sufficient cash value. Pays medical expenses related to an automobile accident. This coverage is subject to the terms, limits and conditions of your policy contract.
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Balance Transfer: It is the act of transferring a part or all of the existing balance from one credit card to another. This is usually done with a view to take advantage of lower interest charged on another card. Generally a fee is charged for moving balance from one card to another, which is called 'balance transfer fee'. Identity Confirmation: Verification of the identity of a consumer.
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Universal Default: It is the practice of increasing the interest rate on the credit provided to a particular customer, on receiving information that he or she has defaulted with other lenders. Valuation Reserve - A reserve against the contingency that the valuation of assets, particularly investments, might be higher than what can be actually realized or that a liability may turn out to be greater than the valuation placed on it.
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EXCLUSION Pays medical expenses related to an automobile accident. This coverage is subject to the terms, limits and conditions of your policy contract.
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