businessowners policy-section ii: liability coverages

Total Loss - A loss of sufficient size that it can be said no value is left. The complete destruction of the property. The term also is used to mean a loss requiring the maximum amount a policy will pay. GEICO offers overseas insurance from American International Underwriters through GEICO's International Insurance Underwriters agency.
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Computer based models which calculate your credit risk as a consumer. Your credit score is not worked out by hand, but instead by a risk scoring model. Balloon Payments
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A vehicle that has been altered or has equipment or accessories not typically found in a personal vehicle. Liability - Broadly, any legally enforceable obligation. The term is most commonly used in a pecuniary sense.
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Medical payments. Coverage under a homeowner's policy that pays for some medical expenses for injuries to others caused by the insured, a family member, or pet. This information is received from the Census Bureau and represents the state, Metropolitan Statistical Area, county, tract and block group of the reported address. This code is similar to a ZIP CodeTM.
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Auto Damage (AD) Renewable term insurance. Term insurance providing the right to renew at the end of the term for another term or terms, without a medical exam. The premium rates increase at each renewal as the age of the insured increases.