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Hazard Net Income - The total after-tax earnings generated from operations and realized capital gains as reported in the company's NAIC annual statement on page 4, line 16.
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Provides protection for consumers against unfair repossession practices. Violence, threats, and other non-mainstream behaviour is prohibited. Future Purchase Option - Life and health insurance provisions that guarantee the insured the right to buy additional coverage without proving insurability. Also known as "guaranteed insurability option."
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Issued when a loan is registered on the Mortgage Electronic Registration Systems Inc. database. This is a record of ownership rights to property in America. Auto and Property Insurance for those living abroad is available from American International Underwriters through GEICO's subsidiary, International Insurance Underwriters.
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2nd Mortgage-Also know as the "secondary" mortgage-is a loan secured by mortgage or trust deed, which lien is "junior" to another mortgage or trust. A person responsible for investigating and settling a claim.
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A GEICO-owned subsidiary that provides insurance through American International Underwriters. Application Scoring: It is the process of evaluating credit applications and assigning scores to them by using statistical models, in order to estimate their future performance. Application score helps the creditor to calculate the risk associated with a loan and thereby decide whether to accept or refuse an application for loan.