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Chapter of the Bankruptcy Code in which debtors repay debts according to a plan accepted by the debtor, the creditors and the court. Plan payments usually come from the debtor’s future income and are paid to creditors through the court system and the bankruptcy trustee. The company refuses to accept the request for insurance coverage. 
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Creditor The person or company you owe money to. PREMIUM 
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Statutory Reserve - A reserve, either specific or general, required by law. A bankruptcy proceeding which takes place as a result of your voluntary action. 
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The event where you and a third party reach an agreement over an amount which is outstanding. Dispute