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Repossession: The act of taking possession of the property offered as collateral by the borrower. Repossession can be voluntary or the creditor may forcibly gain possession of the property, when the borrower fails to meet his repayment obligation. Floater - A separate policy available to cover the value of goods beyond the coverage of a standard renters insurance policy including movable property such as jewelry or sports equipment. 
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Consumer Credit File: A credit bureau report on a given individual that generally contains information, like, name of the consumer, address, credit history, inquiries, social security number, collection records and public records such as bankruptcy filings and tax liens. Medium Risk: The consumers with a few delinquencies, and a high outstanding debt are categorized as medium risk consumers. The creditors usually charge a higher interest rate for providing loans to such individuals. 
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All property-related damage losses covered by the policy. This includes the following: property damage (PD), comprehensive damage (COMP), collision damage (COLL), Fire/Theft Combined Additional Coverage (FTCA), rental reimbursement (RR), or uninsured motorist property damage (UMPD). Adjuster 
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Total disability. The insured is unable to perform the duties of any occupation for which she or he is suited through experience, education, or training. This refers to the type of credit agreement made with a creditor; for example, a revolving account or installment loan. 
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Staff adjuster who handles claims in remote areas of a region. Period of confinement. The time during which you receive care for a covered illness. The period ends when you have been discharged from care for a specified period of time, usually six months.