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EXPIRATION DATE Universal life insurance. A flexible premium life insurance policy under which the policyholder may change the death benefit from time to time (with satisfactory evidence of insurability for increases) and vary the amount or timing of premium payments. Premiums (less expense charges) are credited to a policy account from which mortality charges are deducted and to which interest is credited at rates that may change from time to time. 
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Any information on a credit report which might link back to you – in person. All personal information is kept secure and confidential by the credit reporting agency. Information includes full names, phone numbers, social security number, etc. Dismissed 
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Zombie Debt: Refers to very old debts and credit cards, for which creditors cannot approach the court to collect them. However, these debts can be recovered by other means. Balance Sheet - An accounting term referring to a listing of a company's assets, liabilities and surplus as of a specific date.

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